As the titans dominate the smart speaker landscape, Theodora (Theo) Lau – Innovator Technologist and Connector at Unconventional Ventures – discusses what the future might look like for fintech, financial institutions and brands. Join Theo and other panelists at FinovateSpring in Santa Clara, California, 8-11 May 2018 for the session titled "Is the future digital interface voice activated?". This article was first published in Finovate on 11 April 2018. Advances in voice recognition have fuelled substantial growth in virtual assistants and their applications the past few years. According to the latest "Smart Speaker Consumer Adoption Report" released by Voicebot.ai in March 2018, "19.7% of U.S. adults have access to smart speakers today.