程式碼如下：

import java.math.BigDecimal;

/**
 * @author andy
 * @create 2016-08-12 18:51
 */
public class PriceUtil {
    private static final String[] CN_UPPER_NUMBER = {"零", "壹", "貳", "叄", "肆", "伍", "陸", "柒", "捌", "玖"};
    private static final String[] RADICES = {"", "拾", "佰", "仟"};
    private static final String[] BIG_RADICES = {"", "萬", "億", "兆"};

    /**
     * 獲取大寫的人名幣的金額，單位精確到分
     * Create by andy on 2016-11-22 14:26
     *
     * @param money 人民幣，單位：分
     * @return 人民幣大寫的金額
     */
    public static String getRMB(long money) {
        StringBuilder result = new StringBuilder("");
        if (money == 0) {
            return "零元整";
        }
        long integral = money / 100;//整數部分
        int integralLen = (integral + "").length();
        int decimal = (int) (money % 100);//小數部分
        if (integral > 0) {
            int zeroCount = 0;
            for (int i = 0; i < integralLen; i++) {
                int unitLen = integralLen - i - 1;
                int d = Integer.parseInt((integral + "").substring(i, i + 1));//當前數字的值
                int quotient = unitLen / 4;//大單位的下標{"", "萬", "億"}
                int modulus = unitLen % 4;//獲取單位的下標（整數部分都是以4個數字一個大單位，比如：個、十、百、千、個萬、十萬、百萬、千萬、個億、十億、百億、千億）
                if (d == 0) {
                    zeroCount++;
                } else {
                    if (zeroCount > 0) {
                        result.append(CN_UPPER_NUMBER[0]);
                    }
                    zeroCount = 0;
                    result.append(CN_UPPER_NUMBER[d]).append(RADICES[modulus]);
                }
                if (modulus == 0 && zeroCount < 4) {
                    result.append(BIG_RADICES[quotient]);
                }
            }
            result.append("元");
        }
        if (decimal > 0) {
            int j = decimal / 10;
            if (j > 0) {
                result.append(CN_UPPER_NUMBER[j]).append("角");
            }
            j = decimal % 10;
            if (j > 0) {
                result.append(CN_UPPER_NUMBER[j]).append("分");
            }
        } else {
            result.append("整");
        }
        return result.toString();
    }

    public static void main(String[] args) {
        System.out.println(1001 / 100);
        System.out.println(10010 % 100);

        System.out.println(getRMB(1000));
        System.out.println(getRMB((long) (10012.20 * 100)));
        System.out.println(getRMB(109202431));
        System.out.println(getRMB(1239999999999999L));
        System.out.println(getRMB(21435356));
    }
}